How to Apply for a Federal Grant for Housing

Do you need money? All of us do especially during the time of a recession when many don’t have work. If you can’t borrow money from the bank, why don’t you try to apply for a federal grant for housing?

The federal grant for housing falls under the jurisdiction of the US Department of Housing and Urban Development. This is awarded to individuals, businesses and nonprofit organizations.

To apply for a federal grant for housing, you need to go to their website at and click on the link which is appropriate to you. For individuals, go to HUD programs and then click on Single Family Housing Program to get information on mortgage insurance, property improvement insurance and other programs.

If this is for a business, click on business and then go to funding. Should this be for a community, go to multifamily housing, healthcare facilities or the Office of Public and Indian Housing to find out what are the requirements.

There are two types of federal grants offered by the government and most of what was mentioned so far is the project grant. If what you need is not under this program, try looking under the Office of Community Planning and Development to get the second type which is formula grant that is mandated by law.

There is an application form which have to fill up for each one. You can fill it up online or download then print it. If in the course of filling up the application form you come across certain things that you do not understand, get in touch with someone from housing so they will be able to answer you.

Filling up the application is not enough to guarantee that it will be awarded to you. More has to be done and this includes providing unique information like letters from the community and others.

Before you send your application, review it several times and then send this via the post service or through the Internet.

As much as possible, applications must submit their application before the deadline. Validation usually takes between 24 to 48 hours once it has been received. If it happens that there are changes to your contact details, you have to make sure to inform the department otherwise your application will be rejected.

When you have done everything, you just have to wait and see if the government will award this to you or to someone else. One last step in the application process may mean setting up an appointment and meeting with them in person. When you got there, bring everything you need so you can come out with a smile on your face.

Aside from visiting the website of the US Department of Housing and Urban Development, you can also get in touch by dialing their toll free number to get information about the grant.

The federal grant given by the US Department of Housing and Urban Development is just one of the 26 federal agencies that hand this out annually to deserving individuals. If you feel that your proposal is worth the amount of money you are asking for, send your application and see what happens.

You have nothing to lose and if it was given to someone else, you can always apply again when there is an opening.